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Buy vs. Lease


At Nissan, we understand that purchasing or leasing a vehicle is a significant decision. To help you make the best financial choices, we've created a free guide entitled Understanding Car Financing.


With SignaturePURCHASE®'s competitive interest rates and quick credit responses, Nissan helps you make your car-buying dream a reality. SignaturePURCHASE terms range from 12-72 months and are available for new and pre-owned Nissans, as well as other pre-owned vehicles less than six years old. 

Here are just a few benefits of financing the purchase of your new car with Nissan's SignaturePURCHASE:

  • Build equity.
  • Drive as many miles as you want.
  • Travel with kids, pets, over gravel roads, and into ding- and dent-prone parking lots without worrying about wear-and-use charges.
  • Carry lower limits for auto insurance than with a lease. (See your insurer for actual quotes.)
  • Customize your vehicle (though this may invalidate portions of your warranty).
  • Sell, trade, or transfer title whenever you want.



Nissan's SignatureLEASE® offers more choices than your average lease program. Terms range from 24-60 months. For more details, see your Nissan dealer. 

Remember, by leasing a vehicle, you can usually: 

  • Get a bigger, better-equipped car than you could afford to purchase.
  • Enjoy a new car every few years.
  • Pay only for the portion of the car's life that you use (which means a lower monthly payment).
  • Receive tax benefits if used for business (depending on the lease, state, and tax laws).
  • Invest any savings in appreciating assets (such as stocks, bonds, etc.).
  • Spread applicable sales tax across monthly payments (varies by state).
  • Enjoy end-of-lease options: you can buy the car, lease another vehicle, or explore other choices.

Nissan Motor Acceptance Corporation (NMAC) financing and leasing programs are available exclusively at participating Nissan dealers. All NMAC consumer purchase and lease programs require credit application to, and approval by, NMAC as conditions for program enrollment and participation. The terms and conditions of the financing available to you may vary depending upon your credit history, income and other factors. NMAC reserves the right to make changes at any time, without prior notice, to vehicle financing and leasing programs offered by NMAC. Lease contracts dated on/after January 6, 2009 are subject to a disposition fee at time of contract termination, if applicable.